from datetime import date from decimal import Decimal import pytest from app.models.tables import Loan, RecurringItem from app.services.double_count import (KreditDaten, PostenDaten, all_conflicts, conflicts_for_loan, conflicts_for_recurring, find_conflict, rate_period, regular_rate) D = Decimal # 1.200 € zu 0 % auf 12 Monate, Auszahlung 15.01.2026 -> Rate 100,00; # erste Rate 15.02.2026, letzte 15.01.2027. K100 = KreditDaten(1, "Auto", D("1200.00"), D("0"), 12, date(2026, 1, 15), "annuity") def P(amount, rhythm="monthly", start=None, end=None, name="Rate"): return PostenDaten(7, name, D(amount), rhythm, start, end) def test_regular_rate_und_zeitraum(): assert regular_rate(K100) == D("100.00") assert rate_period(K100) == (date(2026, 2, 15), date(2027, 1, 15)) annu = KreditDaten(2, "A", D("5000.00"), D("6.0"), 48, date(2026, 1, 1), "annuity") assert regular_rate(annu) == D("117.43") bullet = KreditDaten(3, "B", D("12000.00"), D("6.0"), 24, date(2026, 1, 1), "bullet") assert regular_rate(bullet) == D("60.00") bullet0 = KreditDaten(4, "B0", D("12000.00"), D("0"), 24, date(2026, 1, 1), "bullet") assert regular_rate(bullet0) is None @pytest.mark.parametrize("amount,hit", [ ("-100.00", True), ("-103.00", True), ("-103.01", False), ("-97.00", True), ("-96.99", False), ]) def test_toleranz_drei_prozent(amount, hit): assert (find_conflict(P(amount), K100) is not None) is hit @pytest.mark.parametrize("amount,hit", [("-21.00", True), ("-21.01", False), ("-19.00", True)]) def test_mindesttoleranz_ein_euro(amount, hit): k20 = KreditDaten(5, "Klein", D("240.00"), D("0"), 12, date(2026, 1, 15), "annuity") assert (find_conflict(P(amount), k20) is not None) is hit def test_endfaellig_zinsrate_und_nullzins(): bullet = KreditDaten(3, "B", D("12000.00"), D("6.0"), 24, date(2026, 1, 1), "bullet") assert find_conflict(P("-60.00"), bullet) is not None bullet0 = KreditDaten(4, "B0", D("12000.00"), D("0"), 24, date(2026, 1, 1), "bullet") assert find_conflict(P("-60.00"), bullet0) is None assert find_conflict(P("-0.50"), bullet0) is None def test_nur_monatliche_ausgaben(): assert find_conflict(P("-100.00", rhythm="quarterly"), K100) is None assert find_conflict(P("100.00"), K100) is None @pytest.mark.parametrize("start,end,hit", [ (None, date(2026, 2, 14), False), (None, date(2026, 2, 15), True), (date(2027, 1, 16), None, False), (date(2027, 1, 15), None, True), (None, None, True), (date(2025, 1, 1), date(2030, 1, 1), True), ]) def test_zeitraeume(start, end, hit): assert (find_conflict(P("-100.00", start=start, end=end), K100) is not None) is hit def test_konflikt_inhalt(): k = find_conflict(P("-101.50", name="Rate Auto"), K100) assert (k.posten_id, k.posten_name, k.posten_betrag) == (7, "Rate Auto", D("-101.50")) assert (k.kredit_id, k.kredit_name, k.kredit_rate) == (1, "Auto", D("100.00")) assert k.paar == (7, 1) def _seed(db): db.add_all([ Loan(name="Auto", principal=D("1200.00"), annual_rate_pct=D("0"), term_months=12, payout_date=date(2026, 1, 15), repayment_type="annuity"), Loan(name="Möbel", principal=D("240.00"), annual_rate_pct=D("0"), term_months=12, payout_date=date(2026, 1, 15), repayment_type="annuity"), RecurringItem(name="Rate Auto", amount=D("-100.00"), rhythm="monthly", due_day=15), RecurringItem(name="Rate Möbel", amount=D("-20.00"), rhythm="monthly", due_day=15), RecurringItem(name="Miete", amount=D("-600.00"), rhythm="monthly", due_day=1), ]) db.commit() def test_all_conflicts_findet_paare_sortiert(db): _seed(db) assert [(k.posten_name, k.kredit_name) for k in all_conflicts(db)] == [ ("Rate Auto", "Auto"), ("Rate Möbel", "Möbel")] def test_conflicts_for_recurring_und_loan(db): _seed(db) neu = PostenDaten(None, "Neu", D("-99.00"), "monthly", None, None) assert [k.kredit_name for k in conflicts_for_recurring(db, neu)] == ["Auto"] kredit = KreditDaten(None, "Neu", D("7200.00"), D("0"), 12, date(2026, 1, 1), "annuity") assert [k.posten_name for k in conflicts_for_loan(db, kredit)] == ["Miete"]