from datetime import date from decimal import Decimal from app.models.tables import Account, Statement H = {"Authorization": "Bearer test-key"} def _seed_balance(db, amount="1000.00"): acc = Account(bank="dkb", iban="DE01", name="G", type="giro") db.add(acc) db.flush() db.add(Statement(filename="s.pdf", bank="dkb", account_id=acc.id, period_start=date(2026, 6, 1), period_end=date(2026, 6, 30), opening_balance=Decimal("0"), closing_balance=Decimal(amount), status="confirmed")) db.commit() def test_scenario_projection(client, db): _seed_balance(db) client.post("/api/recurring", headers=H, json={ "name": "Miete", "amount": "-600.00", "rhythm": "monthly", "due_day": 1}) sc = client.post("/api/scenarios", headers=H, json={"name": "Basis"}).json() r = client.post(f"/api/scenarios/{sc['id']}/project", headers=H, params={"horizon_days": 92, "start_date": "2026-07-15"}) assert r.status_code == 200 body = r.json() # 3 Mietzahlungen (01.08., 01.09., 01.10.): 400 -> -200 -> -800 assert Decimal(body["low_point_balance"]) == Decimal("-800.00") assert body["below_zero_date"] == "2026-09-01" assert len(body["series"]) == 92 def test_loan_in_scenario_keeps_balance_positive(client, db): _seed_balance(db) client.post("/api/recurring", headers=H, json={ "name": "Miete", "amount": "-600.00", "rhythm": "monthly", "due_day": 1}) loan = client.post("/api/loans", headers=H, json={ "name": "K1", "principal": "5000.00", "annual_rate_pct": "6.0", "term_months": 48, "payout_date": "2026-07-20", "repayment_type": "annuity"}).json() sc = client.post("/api/scenarios", headers=H, json={"name": "Kredit"}).json() client.post(f"/api/scenarios/{sc['id']}/loans/{loan['id']}", headers=H) body = client.post(f"/api/scenarios/{sc['id']}/project", headers=H, params={"horizon_days": 92, "start_date": "2026-07-15"}).json() assert Decimal(body["low_point_balance"]) > Decimal("0")